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Archive for May 2010

New Job

I am embarrassed to say that I have always been criticizing people in the past who fall prey to payday loans. I felt that they were out there to cheat people of their hard earned money with their hidden agenda in their loan processing documents, which were accepted my people in times of desperation.

Little to say I now admit that I was ignorant of the actual benefits of payday loans. I was selected to join one of the top ligation offices in the city. The problem was that I was to join them only a month after the contract at my old office was ending. So I was actually going to have a break or no pay period of a month in between jobs. I already was living a hand to mouth existence and this new job was supposed to be my big break.  In that one month I started lagging behind in my payments. My landlord was threatening to throw me out of my humble abode. With no one to turn to for help, I was forced to turn to the means that I had been criticizing for years. I couldn’t get money from a bank or any other financial institution as the sum of money I wanted to borrow was a very meager amount. The only way I could get such money turned out to be from payday loans. That one month of struggle was made sweeter with the help of the payday loans. I owe my current state of existence to payday loans which has been under the misconception of a lot of people, including myself.